i decide™
Lower monthly payments gives you more choice.
The i decide™ interest-only mortgage can help you get into the market more easily than you ever thought possible. With i decideTM, you can borrow up to 80% of the value or your home. Or up to 95%, if you add a low-rate second mortgage that you can pay off anytime without penalty.

Key Features & Benefits

i declare™
For entrepreneurs who can qualify for the mortgage they want based on their stated income.
Now, there's a mortgage that assumes you are as good as your word. The i declare™ mortgage is a stated income mortgage tailor-made for self-employed Canadians. It offers an easier mortgage approval process that accommodates your income situation.

Key Features & Benefits

i declare.doc™
Your business is just that; your business.
i declare.docTM is a mortgage for self-employed or commissioned sales people with good credit history. Qualify for the mortgage you need with limited income and employment verification.

Key Features & Benefits

i deserve™
For entrepreneurs with excellent credit.
With the i deserveTM mortgage, your excellent credit could qualify you for a mortgage up to $600,000 - without any kind of income documentation or estimation.

Key Features & Benefits

i 107™
If you can afford the monthly payments, you can get the house now.
The i 107™ mortgage is a no-downpayment mortgage that can open the door to the home you want, right away. It's a unique lending product that provides you with the money you need to buy the home you want. And then some.

Key Features & Benefits

i relax™
Realize your dreams of vaction property ownership.
i relax™ gives you the ability to purchase or refinance a summer, winter or all season vacation property with as little as 15% down. And, to make qualification even easier, i relaxTM can function as a blanket mortgage so your principal residence can be used as additional collateral.

Key Features & Benefits

i invest™
A mortgage for your investment property without mortgage insurance.
The i invest™ mortgage rewards your entrepreneurial achievements and gives you the opportunity you need. That's because i investTM has been specially designed to make mortgages for residential real estate investments easier to get and less expensive to carry.

Key Features & Benefits

i second™
Get the money you need at the rates you can live with.
There are so many reasons why you might want a second mortgage. You might be moving to a larger home and may already have a first mortgage with most of the money you need at a great rate. So it makes sense to get secondary financing to save that rate.

Key Features & Benefits

i resolve™
The mortgage that helps you get back on track.
Canadians pay an incredible amount of money to service their high interest credit cards and other loans. As a result, more and more homeowners are considering the advantages of using a new mortgage to refinance and manage their debts.

Key Features & Benefits

i 95™
An easier way to use your 5% down.
The i 95™ mortgage can mean that the 5% downpayment you've saved so carefully can be your entry to home ownership, without having to go through both lender and mortgage insurer approvals.

Key Features & Benefits

i secure™
Lock in and move on.
The i secure™ mortgage is designed specifically for the homebuyer who simply wants the best rate possible and the least amount of maintenance. By locking in for the long-term, you’ll know the exact amount of your mortgage payment for whatever term you choose.

Key Features & Benefits

i adjust™
An adjustable-rate mortgage that puts you in control.
The i adjust™ mortgage is an adjustable rate mortgage that lets you take advantage of today's best mortgage rates while you keep an eye on the marketplace. If mortgage rates go down, the savings are passed on to you.

Key Features & Benefits