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HOME BUYERS GUIDE

A comprehensive guide to home ownership presented by the "The House Team"

Table of Contents

DOWNPAYMENT
Now it's easier than ever to own the home of your dreams…

RRSP PROGRAM
Home Buyers' Plan (HBP) - You can withdraw RRSP money 'tax free' provided you buy or build a qualifying home…

PURCHASE + IMPROVEMENTS
Does your new home require some upgrades? Add the cost to your mortgage before you move in…

MORTGAGE TYPES
Arranging to pay for that home is one of the most important financial decisions you will ever make…

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YOUR ONTARIO MORTGAGE RATES

Term

Rate

Variable	2.05%
1 Year Closed	2.54%
2 Year Closed	3.09%
3 Year Closed	3.50%
4 Year Closed	3.99%
5 Year Closed	3.89%
7 Year Closed	4.99%
10 Year Closed	5.35%

Rates Updated:

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*O.A.C. - Certain Conditions Apply - Rates Subject To Borrower, Property And Change Without Notice - E&OE - All dollar values are in Canadian Dollars

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