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What is the best term to consider?

Usually the shorter the term, the lower the rate. However many people prefer the comfort of a longer-term mortgage and as an example we have provided a historical tracking of the five-year rates. This is another area where your Mortgage Intelligence Consultant can help.

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YOUR ONTARIO MORTGAGE RATES

Term

Rate

Variable	2.05%
1 Year Closed	2.54%
2 Year Closed	3.09%
3 Year Closed	3.50%
4 Year Closed	3.99%
5 Year Closed	3.89%
7 Year Closed	4.99%
10 Year Closed	5.35%

Rates Updated:

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