Current Ontario Mortgage Rates

At Mortgage Intelligence, we are always aware of how the economic environment and industry changes affect our clients’ financial well-being.

Let us recommend a mortgage for you that gives you an edge and meets your current needs and future goals.

We regularly receive short-term rate promotions that are not posted online, which means our rates change frequently. Please contact us for these unpublished rate specials.

Terms Posted Rates Our Rates
6 MONTHS 3.14% 3.10%
1 YEAR 3.04% 2.64%
2 YEARS 2.84% 2.54%
3 YEARS 3.44% 2.64%
4 YEARS 3.89% 2.84%
5 YEARS 4.94% 3.04%
7 YEARS 5.30% 3.44%
10 YEARS 6.10% 3.74%

Rates are subject to change without notice. OAC E&OE

Prime Rate 3.20%
5 yr variable 2.40%

Book a Mortgage Appointment Now

Book a Mortgage Appointment Now